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MONTHLY TAKE-HOME AMOUNT

PERSONAL


HOUSING & SCHOOLING EXPENSES

ENTERTAINMENT

(Home expenses should not exceed 50% of monthly take home amount)

VEHICLE EXPENSES


(Take from Item 1)
Minus
(Add totals 2 through 7)

DEBT

Equals
A positive balance means you’re living within your means. Keep up the good work, and think about investing some of your extra money for the future! A negative balance means you’re spending more money than you’re taking in. Think about ways you can either lower your expenses or raise your income. Take control of your finances!

SAVINGS

(try to save at least 10% of your monthly take-home amount)
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